We adhere to strict FSA guidelines, which obligate us to provide advice most suited to your personal requirements, affordability and your risk profile.
Many people mistakenly think an IFA is only for the well off but this is not true, The majority of our clients are everyday people from all walks of life. Our services are available to everyone.
We have a wealth of experience and support behind us. We concentrate on the suitability, risk and strength of new and existing financial products and providers. We hold professional indemnity insurance and are registered under the Consumer Credit Act and Data Protection Act and hold the appropriate licences.
For anyone to find the best products and providers in any market you first have to possess the knowledge, experience and tools to find your way. We look after our clients on a daily basis and understand the financial / mortgage market and what is important to consumers.
Please Note Your home may be repossessed if you do not keep up repayments on your mortgage.For mortgages we can be paid by commission or fee. If paying by fee this is charged at an hourly rate of £120.00. For example it typically takes us 10 hours to complete the advice, recommendation process, administration and preparation of a Mortgage, therefore the fee would be £1,200.00. If paying by commision it will be 1% of the final transaction value.
The FSA does not monitor some types of mortgage or Inheritance tax planning.